LIC Death Claim Form | 3801 Application Form, Time Limit & Process

LIC Death Claim Form | LIC Death 3801 Application Form | LIC Death Claim Form PDF | LIC Death Claim Time Limit | LIC Death Claim Status

If a Life Insurance Corporation (LIC) policyholder passes away, his or her nominee can submit a death insurance claim with LIC for the insured sum. Even if the policy buyer dies during the policy term, life insurance provides financial protection to the family members. Before you begin the claim, keep in mind that making a death insurance claim with LIC is an offline process, and you must go to the LIC home branch where the policy was issued. In this article, we will tell you more about the LIC Death Claim Form.

LIC Death Claim Form


  • The filing of a death insurance claim with LIC is done entirely offline.
  • A nominee must complete Forms 3783 and 3801 to file a death insurance claim.
  • Within one month, the final settlement sum is credited to the candidates’ accounts.

Important Documents for LIC Death Claim Form Submission

When the LIC branch receives the notification of a life assured’s death, it requests the following:

  • Forms 3783 and 3801 have to be completed correctly (issued from the branch official)
  • Nominee’ bank account’s NEFT Form.
  • The policyholder’s original death certificate
  • original policy Bond
  • PAN card of the nominee
  • A copy of the nominee’s valid identification proof, such as their Aadhaar card, voter ID card, driver’s license, passport, and so on.
  • Departed policyholder’s valid identification proof.
  • On the death claim form, the policyholder’s insurance agent or the development officer’s signature is required.

After you have all of the necessary paperwork, go to the home branch where the policy was issued and register a death insurance claim with LIC by following the steps outlined below.

How To File A Death Insurance Claim With LIC

1: First of all go to the LIC Branch where the policy was issued and notify them of the policyholder’s death.

2: For the transfer of funds into the nominee’s bank account, fill out LIC Death Claim Form 3783, Form 3801, (provided by the branch official), and NEFT forms.

3: Submit the completed forms along with the required papers listed above. The nominee must self-attest all of the documents.

4: Attach an intimation letter, which serves as a covering letter, together with the documents, stating the policyholder’s death date, place of death, and cause of death.

5: Attach a canceled cheque leaf and a copy of the bank passbook with printed data of the bank account holder’s name, account number, and IFSC code to the NEFT forms.

6: During the final submission of forms and other documents, a nominee must present all original documents for the same.

7: All of your paperwork will be verified by a LIC official. The official will begin the death claim process after satisfactory verification.

8: Finally, an acknowledgment receipt will be issued by the LIC branch. It should be kept in a safe place for future reference by the nominee.

The final settlement sum is credited into the nominees’ account within one month if no errors are discovered during the process.

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What actually is life insurance?

It is a contract between an insurance company and an insured individual or life assured in which the former commits to pay a lump-sum amount to the insured’s nominees following the insured’s death. For this service, the insured will pay an agreed-upon monthly fee to the insurance company. In a nutshell, a Life Insurance policy protects against financial losses caused by an insured’s untimely death.

How long does it take for a LIC death claim to be processed?

Insurers must settle death claims within 30 days, according to the Insurance Regulatory and Development Authority (IRDA) of India’s time limits.

What will I receive if I surrender my LIC policy?

After deducting the first year’s premium, the insurance provider will pay a guaranteed surrender value of at least 30% of all premiums paid if the policy is surrendered after two years. If you choose the paid-up option, the amount invested plus the interest received will be paid out on the maturity date.

Is it possible to cancel my LIC policy after ten years?

Under the terms of a limited-time offer and a regular premium plan
Typically, the terms and conditions of different policies vary under this scheme. However, if the policy is less than ten years old, the policy surrender period is two years. If the policy lasts more than ten years, the minimum term is three years.

What is the Official Website of LIC? is the official website of LIC

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