Indian Overseas Bank Net Banking Registration/Activation | IOB Net Banking Login

Indian Overseas Bank Net Banking Registration | Indian Overseas Bank Balance Check | IOB Net Banking Login | Indian Overseas Bank Net Banking Corporate

Customers of Indian Overseas Bank can use the bank’s mobile apps to conduct most financial transactions, keeping up with the digitalization trend. You can see your transaction history at any moment, manage multiple IOB accounts, and receive eStatements, among other things. You can also use the BHIM IOB UPI app to make UPI transactions at any time of day. Continue reading to learn more about the Indian Overseas Bank Net Banking and how you may take advantage of them.

IOB Net Banking

Indian Overseas Bank Net Banking Services Offered

IOB Balance enquiryMini statementFund transfer from one account to another
Top-up and bill paymentsStop a chequeCheck the status of cheque
Fund transfer to accounts of other bank using the facility of NEFT and IMPSPayment by credit cardDeposit/loan view

Indian Overseas Bank Account Opening

IOB Mobile Banking Apps Different Types

IOB Mobile Banking AppsPrimary features
IOB MobileAccount Summary, Balance CheckFund transfer using NEFT, IMPS, RTGS
IOB mPassbookGives access to the customer’s passbook through smartphone Offline mode available
IOB NanbanNon-financial transactions are available Check account balance, E-statement
BHIM IOB UPITransfer of funds 24/7 through QR code/ UPIReceive and send money using a virtual address

IOB Mobile

Customers who utilize IOB Mobile can execute banking transactions 24 hours a day, 7 days a week, from any location, using only their mobile phone.

IOB MobileFeatures
EnquiryEnquire account balance, mini statement, cheque status, IOB IFSC code, customer care number
Fund transferCustomers can transfer within their own accounts, within the bank or other banks, IMPS, NEFT, RTGS, MMID, customers can also manage payee & regenerate MMID
Bill paymentCredit card bill payment, mobile and DTH recharge, electricity, water, gas, broadband, internet, etc. can be paid

IOB mPassbook

IOB mPassbook allows customers to receive banking transactional updates in a simple, safe, and timely manner. Customers can use the Indian Overseas Bank mobile banking app – mPassbook on their cellphones to access their Indian Overseas Bank passbook and account.

IOB mPassbookFeatures
Search transaction historyOne can search transaction history using the following parameters Transaction date Transaction amount Account type
Personal NotesCustomers can add personal notes to transactions
LedgerCustomers can maintain a personal ledger as per their requirements
Offline ModeCustomers can view data even in the offline mode

Axis Bank Net Banking Registration

IOB Nanban

IOB Nanban is a smartphone application that allows clients to conduct non-financial transactions.

IOB NanbanFeatures
    Balance EnquiryIOB Balance Enquiry of the following accounts can be carried out:Savings account Deposit account Current account Loan
EnquiryDownload of E-Statement, Cheque Status, etc.


This app was created by IOB for UPI payments. It allows clients to gather money according to their needs.

EnquiryBalance enquiry can be check for VPA linked bank accounts
PaymentTransfer funds using Virtual Payment Address (VPA)Scan to Pay feature (QR Code at merchant outlet)

How to Register for Indian Overseas Bank Net Banking?

To register for IOB Net Banking online, a Resident Customer or a Non-Resident Customer with a Domestic Mobile Number should follow the steps outlined below:

 Indian Overseas Bank Net Banking?
  • On the right-hand side of the website, click on online services.
  • Select retail banking in the register section.
  • You will be transported to the self-register page after clicking the “Register Online/Self user registration” link. Read the terms and conditions and agree to proceed.
  • Enter the needed information, select the facility type, create a login and transaction password, and submit.
  • Your user/login ID and reference number will be displayed after a successful submission. Please keep this for future reference.

UCO Bank Net Banking Registration

Register for IOB Net Banking via Phone Banking?

Call 18004254445 for IOB customer service Phone Banking.

Provide your Customer ID as well as your Telephone Identification Number (TIN), if applicable. Check your bank account information.

Your Net Banking signup request will be taken by a customer service representative.

After that, your Net Banking Password will be sent to your mailing address by the bank.

How Can I Get Started with the IOB Mobile Banking App?

IOB mobile banking signup is a straightforward procedure. It can be accomplished in three different ways:

Net Banking with IOB

  • Go to the official Indian Overseas Bank website and get the registration form. The form must be completely filled out with all of the relevant information.
  • The required information includes the correct name, address, account number, other bank information, phone number, and so on. The form must be sent to the Indian Overseas Bank branch closest to you.
  • Another option is to use an internet banking service. Logging into your internet banking account is possible through the official Indian Overseas Bank website. Log in to the IOB net banking portal and select “Edit Profile”
  • Select “Register Mobile Banking” 
  • Fill out all of the registration information, including your account number, email address, and mobile phone number, then choose “Yes” for “Mobile Banking Fund Transfer Facility” and enter your “Funds Transfer PIN.” After you’ve filled out all of the required fields, click “Submit.”
  • Click “Submit” after entering the OTP received on the registered mobile number.

Visiting a Bank Branch

  • Go to the official Indian Overseas Bank website and download the IOB mobile banking registration form.
  • Fill out all of the relevant fields.
  • Go to an Indian Overseas Bank branch near you.
  • Complete the registration form and follow the steps to allow Indian Overseas Bank Mobile Banking enabled for that account.

Union Bank of India Net Banking


Account-holders can also sign up for IOB Mobile Banking at an Indian Overseas Bank ATM near them. The measures outlined below must be followed by account holders.

  • Insert your Indian Overseas Bank Debit Card and enter your PIN.
  • Select “Other Services” 
  • To register for Mobile Banking with a Debit Card, tap “Mobile Banking Registration with Debit Card” and fill out the relevant details.

How to Activate IOB Mobile Banking App to Use?

Account-holders must follow the steps outlined below to activate the IOB Mobile Banking app

  • Go to the Google Play Store or the Apple App Store and download IOBMobile.
  • Open the mobile banking app and enter your registered mobile number and mPIN, then select “Generate OTP”.
  • Click “Verify OTP” after entering the OTP obtained on the registered mobile number.
  • A notice stating that the OTP was successfully verified will appear on the screen.
  • Enter and then re-enter your login password on the next screen, then click “Submit.”
  • A notice confirming that your login password was successfully created will appear on the screen.
  • To log in to your IOB Mobile banking account, enter your password, accept the terms and conditions, and then select “Login.”

Customers can apply for Indian Overseas Bank Mobile Banking by filling out an application form and submitting it to the nearest bank branch. Following registration, the bank provides a welcome kit with all of the necessary mobile banking information, including the mPIN. As a result, the process of generating a mPIN is connected to the process of registering for mobile banking.

Procedure for Registering for IOB Net Banking at a Bank Branch

  • Request a Net Banking registration form from an IOB bank branch (individual or corporate)
  • Fill out the form and send it to the official of the IOB branch.
  • You will receive your user/login ID as an SMS to your registered mobile number after successful processing.
  • Password(s) — both login and transaction passwords will be mailed to your registered mailing address within 7-10 business days.
  • Once your password(s) have been dispatched from our CPC, an SMS will be sent to your registered cellphone number.
  • For your convenience, the SMS will include a speed post tracking number.
  • To complete a financial transaction in IOB Net banking, you will need your User/login ID, login password, and transaction password.

Reset IOB Net Banking Password

Follow the steps below to quickly reset your IOB Net Banking password:

  • Go to to reset your IOB net banking password.
  • In the login id column, type your login id.
  • Type in your account number, which is 15 digits long.
  • Enter your email address as it appears on your net banking account.
  • Fill in the captcha code that appears on the screen.
  • Enter the one-time verification code (OTP) that was delivered to your cellphone.
  • Using the check boxes, select the password that needs to be produced.
  • You’re now ready to access your online banking account.

Punjab National Bank Net Banking

Check Balance Using Indian Overseas Bank Net Banking

  • Log into your IOB net banking account first.
  • Under the ‘Accounts’ menu, select the ‘Accounts Summary’ option.
  • The screen will provide a list of all your accounts.
  • Choose the account for which you want to see your balance.
  • The selected account’s balance and other details will be displayed.

Make Online Payment Using Indian Overseas Bank Net Banking

You can pay your IOB bank credit card online with the help of IOB Billbesk.

Step 1: Enter your IOB Credit Card payment information.

Fill in your IOB Credit Card number and the amount you want to pay.

Choose your net banker from the drop-down menu and then click PAY.

You will be safely transferred to your chosen net banking option’s bank payment portal.

Step 2: Verify your payment (at Bank)

Enter your authentication information [such as your user id and password].

Confirm the amount of your payment to IOB Credit Card.

Your account will be debited via the internet.

Step 3: Get confirmation via email.

An online transaction confirmation and a Transaction Reference Number will be sent to you.

You’ll also get an email confirmation of your transaction (if an email id is provided).

Central Bank of India Net Banking

Update Address in IOB

You have the following choices in IOB to modify or update your address:

  • Submit an application along with proof of address to any IOB branch.
  • Send a completed and signed application, as well as proof of address, to the branch where you created your account, along with an authorization letter.

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