Dhanlaxmi Bank Account Opening Form, Minimum Balance, Docs & Charges

Dhanlaxmi Bank Account Opening Online | Dhanlaxmi Bank Account Opening Form | Dhanlaxmi Bank Account Opening Minimum Balance | Dhanlaxmi Bank Account Customer Care

Dhanlaxmi Bank’s Regular Savings Account provides consumers with convenient and secure banking through its nationwide network of locations. Dhanlaxmi Bank’s seamless banking channels provide Regular Savings Account holders with access to ATM networks of many other banks. So, the article will provide you with more details related to the Dhanlaxmi Bank Account Opening Process and other related details

Dhanlaxmi Bank Account Opening

Highlights of Dhanlaxmi Bank Account Opening

Bank NameDhanlaxmi Bank
Name of AccountRegular Savings Account
Category typeSavings Account
Average Monthly Balance (AMB)Rs.1000
Initial Deposit RequirementsNil
Debit CardAvailable, Registration fee applicable
Charges for Account MaintenanceNil
EligibilityIndividuals, societies, associations, trusts, or clubs are eligible to apply. The account can also be opened in a minor’s name.
Type of Debit CardClassic Debit Card
Official Website https://www.dhanbank.com/

Bandhan Bank Account Opening

Services and Features on Dhanlaxmi Bank Account Opening

Customers with a Dhanlaxmi Bank Savings Account can take advantage of the following services and benefits:

Cheque Book1st cheque book for free (20 leaves)
POS limitRs.30,000 in a day
Debit Card limitRs.20,000 in a day
NEFT (Branch)Following charges are levied per transaction: Upto Rs.10,000 – Rs.2.50Rs.10,001 to Rs.1,00,000 – Rs.5Rs.1,00,001 to Rs.2,00,000 – Rs.15Above Rs.2,00,000 – Rs25
NEFT and RTGS – Internet BankingCharges Applicable
NEFT and RTGS FacilityAvailable – Branch and Internet Banking
RTGS (Branch)Following charges are levied per transaction: Rs.2 lakh to Rs.5 lakh – Rs.20 Above Rs.5 lakh – Rs.45
Cash Deposit at Home BranchNo charge
Cash Deposit at Nonbase BranchUp to Rs.50,000 per day permitted cash deposits above the allowed limit are charged at Rs.1 per 1000.A third-party form must be submitted single transactions below Rs.25,000 per day, third party form is not required
Cash withdrawal at nonbase branchCash withdrawals of up to Rs.50,000 per day without any charge Third-party withdrawal above Rs.50,000 is charged at Rs.1 per 1000.
Statement of Account monthly via emailAvailable
Cash/cheque pickup DeliveryAvailable

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Dhanlaxmi Bank Account Opening Fees and Charges

Dhanlaxmi Bank charges the following fees for providing various banking services to Regular Savings Account holders:

Penalty for non-maintenance of AMBMonthly charges for shortfall in AMB:Above 10% to 30% – Rs.80Shortfall up to 10% – Rs.40Above 30% to 60% – Rs.120Above 60% – Rs.160
PAP Cheque Book1st checkbook provided for free, post which Rs.2 is charged for every leaf
Charge for Deposited Cheque and ReturnLocal cheque – Rs.45 Outstation cheque – Rs.140
Anywhere Fund TransferFree of charge
Charge for Issue and Return of Cheque – Financial reasonsRs.225 for each cheque
DD and PO at Bank locationUpto Rs.10,000 – Rs.25Rs.10,001 to Rs.50,000 – Rs.90Rs.50,001 to Rs.1,00,000 – Rs.175Rs.1,00,001 to Rs.10,00,000 – Rs.2 per 1000 (Minimum – Rs.250, Maximum – Rs.5000)
Cancellation of DD or PORs.45charged per instrument
Cancellation and Re-issue of the instrument (Duplicate)Rs.90 charged per instrument
DD of Correspondence BanksUpto Rs.10,000 – Rs.25Rs.10,001 to Rs.1,00,000 – Rs.2.50 per 1000Rs.1,00,001 to Rs.10,00,000 – Rs.2 per 1000(Minimum – Rs.250, Maximum – Rs.7500)
Debit Card Registration FeeRs.50
Debit Card Annual FeeRs.25 Customers maintaining an AMB of Rs.10,000 can avail an exemption
Debit Card ATM pin generationFree
Add-on card chargesRs.100 for each card
Mobile BankingFree
Internet BankingFree
Phone BankingFree
SMS AlertsRs.30 per quarter exempting the first quarter of account opening
E-mail Statement of AccountFree
Stop Payment ChargesCheque leaf – Rs.45 Series – Rs.90
Charges for Delivery or Pick-up of CashFollowing rates are charged for each pick-up or delivery: Rs.25,000 to Rs.1 lakh – Rs.200 Rs.1 lakh to Rs.3 lakh – Rs.300 Rs.3 lakh to Rs.5 lakh – Rs.400 Rs.5 lakh to Rs.10 lakh – Rs.650
Charges for Cheque Delivery or Pick-upRs.50 for each cheque delivery or pick-up
Charges for Account ClosureUp to 14 days – No charge 15 days – 6 months – Rs.90 Over 6 months – No charge

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