Citi Rewards Credit Card | Benefits, Annual Fee & Rewards Point

Citi Rewards Credit Card Login | Citi Rewards Credit Card Annual Fee | Citi Rewards Credit Card Rewards Point | Citi Rewards Credit Card Benefits

A Citi rewards credit card will be helpful for all of the people who are always using their credit card to take into consideration various online transactions and all of the customers will be able to take into consideration the reward points available by the organization through this credit card. You can check out most of the information related to the Citi Rewards Credit Card given below and we will also share with all of you the specifications of the Benefits, Annual Fee & Rewards Point. You can also take into consideration the step-by-step procedure to apply for this credit card given below.

Citi Rewards Credit Card

Credit cards are a great way through which you will be able to get various benefits. If you are using these cards for shopping and other activities which require financial transactions credit cards provide a lot of benefits to the customers including shopping benefits and rewards points. These are especially available for the customers of the specific credit cards available by the organization. You can take into consideration the cashback opportunities after you have used your credit card for transaction purposes. You can check out the various reward points which are available on this credit card to save a lot of money.

Rewards Point

The following reward points will be available to all of the customers who are applying for this credit card:-

• Get 1,000 bonus reward points on spending Rs.1,000 within the first 60 days of issuance of the card.
• 1% fuel surcharge will be reversed at authorized IndianOil Corporation outlets.
• Earn 1,500 reward points on the first transaction made on the Citibank Rewards Credit Card within the first 30 days of the card being issued.

Federal Bank Credit Card Online Apply

Benefits Of The Card

The following benefits will be available to all of the customers who are getting this credit card:-

• Welcome Benefits
  • Earn 1,500 reward points on the first transaction made on the Citibank Rewards Credit Card within the first 30 days of the card being issued.
  • Get 1,000 bonus reward points on spending Rs.1,000 within the first 60 days of issuance of the card.
• Reward point benefits
  • You get 10 reward points for every Rs.125 spent on department stores and apparel, both online and in-store transactions.
  • You get 1 reward point for every Rs.125 you spend on other categories.
• Milestone benefits
  • You get 300 bonus points when you spend Rs.30,000 or more in one month.
• Fuel Benefits
  • The points earned in the Citi Rewards Card can be instantly redeemed through SMS at any of the IndianOil petrol pumps across the country.
  • 1 reward point equals INR 0.25 and the minimum points required to redeem it is 1,000.
  • 1% fuel surcharge will be reversed at authorized IndianOil Corporation outlets.
  • In-store and online shopping benefits
  • This credit card enables you to redeem the points for any kind of online purchase or transaction such as movie tickets, travel tickets or even any kind of mobile service.
  • The list of the partner websites of Citibank is available on the bank’s website.
  • You need a minimum of 250 points to redeem for in-store purchases at partner outlets (1 reward point= 0.3 paise.
• Air miles benefits
• You can also redeem your Frequent Flyer and Air India membership miles using the reward points.

1 reward point will be equal to 0.75 miles and the minimum points to redeem these points will be 100.

• Cashback benefits
  • With your Citi Rewards credit card, you will be able to adjust your points to the outstanding statement of the card as well. 1 point in the credit card will equal Rs.0.35.
  • The minimum points to redeem will be 10,000. It is strongly advised to get in contact with customer care to understand the cashback benefits of the credit card in detail.
• Gift Voucher benefits
  • You can use your reward points for instant redemption of gift vouchers against premium brands listed on the Citibank website.
• Milestone benefits
  • You will be exempted from the said annual card fees of the year in which you spend Rs.30,000 or more on your card.
• Dining benefits
  • You save up to 20% on dining across at partner restaurants.
• Concierge services
  • Avail of the services of a personal concierge to take care of your party and dining arrangements, travel assistance, etc. All you would be required to do is call the following number – 1800 114 999.

IDFC Credit Card 

Fees and Charges of Citi Rewards Credit Card

There are various fees and charges that you will have to give to use the Citi Rewards Credit Card and given below we are sharing the same:-

Fee Type	Charges
Joining Fee	Would be informed by the bank at the time of sourcing the card
Annual Fee	Rs.1,000
Cash advance fee	2.5% of the amount withdrawn or a minimum amount of Rs.500
Late payment fee	If the statement balance is Up to Rs.2,000 – NILAbove Rs.2,000 and up to Rs.7,500 – Rs.600Above Rs.7,500 and up to Rs.15,000 – Rs.950Above Rs.15,000 – Rs.1,300
Over credit limit fee	2.5% on the amount which will be over the credit limit. The minimum will be Rs.500. (The amount will exclude charges, taxes and fees).
Cheque return or bounce fee	Rs.500 per returned cheque
Railway ticket booking surcharge	1.8% of the transaction value
Re-issue of the card	NIL
Cash deposit at Citi branches	Rs.250 per deposit

Eligibility Criteria

The applicant must follow the following eligibility criteria to apply for the Citi rewards credit card:-

• The applicant must be above the age of 18 years and below the age of 70 years.
• An applicant must be a legal resident of India.

Documents Required

The applicant must submit the following documents to apply for the credit card:-

• For salaried employees
  • Identity proof
  • Address proof
  • Latest two salary slips
• List of documents for address proof and ID proof
  • Passport
  • Driving Licence
  • Aadhaar Card
  • Voter’s ID Card
  • Job Card issued by NREGA and signed by a State Government officer
• For self-employed individuals
  • Identity proof
  • Address proof
  • Latest ITR
• List of documents for address proof and ID proof
  • Passport
  • Driving Licence
  • Aadhaar Card
  • Voter’s ID Card
  • Job Card issued by NREGA and signed by a State Government officer

How To Apply For Citi Rewards Credit Card?

To apply for the credit card you will have to follow the simple procedure given below:-

• You will first have to visit the official website of Citi Rewards Credit Card and the home page will open on your screen.

• You need to check your eligibility and fill out the application form.
• And You need to enter all of the details.
• Upload all of the documents.
• You need to submit the application form to apply for the credit card.

FAQs For Citi Rewards Credit Card