Axis Bank My Zone Credit Card | Benefits, Eligibility, Fees & Charges

Axis Bank My Zone Credit Card Online Apply | Axis Bank My Zone Credit Card Benefits | Axis Bank My Zone Credit Card Limit | Axis Bank My Zone Credit Card Charges

If you are always using your credit card for online shopping then you must be aware of the various benefits available by the banking organization of the shopping that you are doing with their credit card. Given below we are sharing some of the most important specifications related to the Axis Bank My Zone Credit Card and we will also share with all of you the information related to the Benefits, Eligibility, Fees & Charges. You can also start applying for the Axis Bank credit card by visiting the official website of the bank.

Axis Bank My Zone Credit Card

Axis Bank is a very prestigious Bank that provides a lot of different kinds of credit cards to the customers through which the customers will be able to take into consideration various benefits related to shopping and other lifestyle activities without having to worry about the expenses. Credit cards presented by Axis Bank come with a lot of different types of reward points and you will also be able to take into consideration the welcome benefits presented by the bank so that you can enjoy discounts on lifestyle activities including shopping. You can apply for these credit cards while taking into consideration the online procedure.

Axis Bank ACE Credit Card

Benefits of the Axis Bank My Zone Credit Card

Axis Bank will provide a lot of benefits to the people who will be applying for the My zone credit card and given below we are sharing all of the benefits:-

• Welcome benefit: A bulk 100 points will be credited when the card is used for online shopping for the first time.
• Rewards point programme
  • For every Rs.200 spent on the card, you get 4 to 40 reward points.
  • You also get 10 times more reward points on weekends spent on dining at select hotels and restaurants.
  • You get 5 times more reward points on weekend shopping at partner stores.
  • The earned Axis credit card reward points can be redeemed for 500+ rewards and offer listed in Axis eDGE Loyalty Rewards Catalogue.
• Free lounge visits: Axis My Zone Credit Card users can enjoy 4 complimentary visits per year to participating airport lounges within India.
• Cashback on movie bookings: Movie ticket booking made using the My Zone Credit Card will make you eligible for a 25% discount on the total booking account. The offer is valid throughout the week for both online and box office bookings made using the card.
• A secure card: The Axis Bank My Zone Credit Card is an EMV certified chip card that is protected by a chip as well as a PIN. The inbuilt chip enables more secure transactions than a magnetic stripe card. It reduces the risks of counterfeit and skimming fraud.
• Fuel surcharge waiver: Get a 1% fuel surcharge waiver for fuel transactions carried out at all fuel stations across India. The waiver is valid on card transactions between Rs.400 and Rs.4,000. The maximum surcharge waiver is capped at Rs.400 per billing cycle.
• Dining privileges: Under Axis Banks ‘Dining Delights programme, you enjoy a minimum of 15% off on dining bills at select restaurants in the country.
• Convert purchases to EMI: Any purchase above Rs.2,500 made using the card can be converted into easy monthly instalments by contacting the bank. You can repay the amount in tenures of 6, 9, 12, 18, or 24 months.

Fees & Charges

The customers will have to pay a fixed amount of application fees and charges in order to get this credit card and given below we are sharing the details of the charges:-

My Zone Credit Card	Charges
Joining Fee	Rs. 500
Annual Fee	1st Year: Nil 2nd Year onwards: Rs. 500
Add-on Card Joining Fee	Nil
Add-on Card Annual Fee	Nil
Card Replacement Fee	Rs. 100
Cash Payment Fee	Rs. 100/-
Duplicate Statement Fee	Waived
Charge Slip Retrieval Fee or Copy Request Fee	Waived
Outstation Cheque Fee	Waived
Mobile Alerts for Transactions	Free
Hotlisting Charges	Nil
Balance Enquiry Charges	Waived
Finance Charges (Retail Purchases & Cash)	3.6% per month (52.86% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment Fee	Nil if Total Payment Due is up to Rs. 300 Rs. 100 if total payment due is between Rs. 301 – Rs. 500 Rs. 500 if total payment due is between Rs. 501 – Rs. 1,000 Rs. 500 if total payment due is between Rs. 1,001 – Rs. 10,000 Rs. 750 if total payment due is between Rs. 10,001 – Rs. 25,000 Rs. 1000 if total payment due is between Rs. 25,001 and 50,000 Rs. 1000 if total payment due is greater than Rs.50,000
Over Limit Penalty	2.5% of the overlimit amount (Min. Rs 500)
Cheque Return or Dishonour Fee or Auto-debit Reversal	2% of the payment amount subject to Min. Rs.450
Surcharge on Purchase or Cancellation of Railway Tickets	As prescribed by IRCTC / Indian Railways
Fuel Transaction Surcharge Transaction	1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)
Foreign Currency Transaction Fee	3.50% of the transaction value
Reward Point Redemption fee	Nil
GST	As per existing Government norms

Axis Bank Mobile Number Registration

Eligibility Criteria

The customers will have to follow very specific eligibility criteria to apply for this credit card and given below, we are sharing the specification of these eligibility criteria:-

• The age of the primary cardholder must be between 18 to 70 years of age.
• For add-on cards, the minimum age limit is 15 years.
• The applicant can be a resident of India or an NRI.

Documents Required

The following documents must be provided by the customers to apply for the Axis Bank My Zone Credit Card:-

• Photocopy of your PAN card/ Form 60
• Colour photographs
• Income proof – IT return copy/ Latest payslip/ Form 16
• Proof of your Identity
  • Your Passport
  • Driving license
  • Aadhaar card
  • PAN card
• Your Residential proof
  • A photocopy of your Passport
  • Your electricity bill
  • Ration Card
  • Your landline telephone bill

Application Procedure

There is a very easy procedure through which you will be able to get information related to the Axis Bank Credit Card and given below we are specifying the step by step procedure:-

• You will first have to visit the official website of Axis bank and the home page will open on your screen.
• You have to click on the option called retail and then click on the option called cards.
• And You have to now click on the option called credit card and then select the Axis Bank My Zone Credit Card.

• The features and the benefits of the Axis Bank My zone credit card will be displayed on your screen.
• You can check out all of the information related to the credit card.
• Click on the apply online button to apply for the credit card easily.

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