Paytm Loan Online Application | Paytm Loan Interest Rate, Eligibility and Customer Care

Paytm Loan Online Application | Paytm Loan Interest Rate | Paytm Loan Eligibility |Paytm Loan Scheme Customer Care

Paytm is an Indian e-commerce platform and one of the major mobile payments and financial technology businesses that facilitates the purchase of goods and services by allowing users to make quick payments using UPI from any bank account. It has lately entered the lending market and is now offering its customers business loans. Today we will learn about Paytm Loan and How to Apply Online for it.

Paytm Business Loan (2021)

Interest RateAs per the applicant’s profile and business needs
Lowest Loan AmountRs. 10,000
Highest Loan AmountRs. 2 lakh
Repayment TenureUp to 180 days
CollateralNot required
Processing Fee charges2% of the loan amount + GST
Type of LoanWorking Capital Loan

Note that the interest rates, fees, and charges indicated are subject to change at the companies, banks, NBFC’s, and RBI’s sole discretion. The charges applied shall be subjected to additional taxes like GST and service tax.

How to Apply for a Paytm Business Loan

Paytm Business Loan
  • Open the Paytm App and go to the Business Loan tab.
  • A new page will appear, asking for the loan amount.
  • Using the slider, select the loan amount and repayment duration.
  • After you’ve decided on a loan amount, click on the ‘Start Loan Application’ button.
  • Visit a KYC center near you to complete your KYC process.
  • Once the KYC is finished, a Paytm representative will begin the loan application process.
  • The loan money will be paid to your Paytm savings/current account once the supplied documents have been checked and authorized.

UPI Transaction without Internet

Paytm Business Loan Advantages

  • Provides choices for opening a business current account.
  • The lending process is simple and clear.
  • Possibilities for tracking
  • Passbook with your personalization
  • Can send money to a Paytm user’s bank account.
  • It is possible to track transaction reports.
  • Paytm for Business App can be used to promote a business.
  • Merchants can get pre-qualified loans to help them expand their company.
  • Working capital loans provide a variety of repayment alternatives.
  • With upfront payments, you might get cash reductions from suppliers.
  • Once the current time expires, merchants that have not defaulted are eligible for a higher credit limit.

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How Do I Check The Status Of My Loan In Paytm?

  • On Paytm, you may check the status of your loan.
  • Go to Paytm’s Loan payment page.
  • Enter the account number for your loan.
  • Please provide your mobile phone number.
  • Make a click on now you may check your status.


What is the maximum loan amount that Paytm offers for its business loan?

The least credit amount available is Rs 10,000, with a maximum loan amount of Rs 2 lakh.

How long does its business loan have a repayment period?

The maximum repayment duration for a loan is 180 days.

Do I need to put up any collateral if I take out a Paytm business loan?

If you wish to receive a business loan from Paytm, you do not need to offer any collateral.

What is the customer service number for Paytm business loans?

0120-4440440 is the customer service number for Paytm business loans

What is the minimum amount of loan that I can borrow?

Personal Loans are available for a minimum of Rs. 10,000 and as much as Rs. 2 lakh. The maximum amount varies from one person to the next.

What information is needed to apply for a personal loan? Is it straightforward?

Yes, it’s simple, and you can finish it while sipping your coffee!
1. Begin with your Know Your Customer (KYC) and Occupation Details.
2. Choose a bank account for loan disbursement and EMI payment.

What is the rate of interest going to be?

Before you apply for a loan, the interest rate and applicable EMIs are displayed to you during the loan application process.

How can I get in touch with Paytm’s customer service?

Alternatively, go to ‘Your Profile’ and click on the ‘Contact Us’ icon. You can reach us at 0120-3062244 for your shopping orders if you need to speak with us right away.

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