IndusInd Bank FD Rates | IndusInd Bank FD Rates Calculator | Current IndusInd Fixed Deposit Interest Rates
You can take into consideration various types of investment schemes for safeguarding your future but one of the most important and one of the most widely used savings and investment schemes is the investment scheme for fixed deposits. You can take into consideration different Bank FD rates in order to successfully choose the fixed deposit scheme that you want to apply for and given below we will be sharing with all of you the details of the Current IndusInd Bank FD Rates. We have shared most of the information related to the FD scheme available in this Bank given below.
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IndusInd Bank FD Rates 2022
Fixed deposits are a great way through which you can invest small amounts of funds in your bank account for a longer period of time and you will be provided with interest rates that will be helpful for you in the long run. You will be provided interest per year on the amount that is deposited in your bank account and you will be eligible for a very vast saving scheme irrespective of the small amount of investment that you have to make. You can take into consideration different types of fixed deposit accounts available in IndusInd bank and you will be eligible to get a lot of benefits. And You can apply for various schemes available in the bank.
IndusInd Bank Account Opening Form
Types of FD Schemes
There are various types of Indusind Bank Fixed Deposit schemes and given below we are sharing the details of the same:-
- IndusInd Bank deposit Plus account will help you in potential high earnings and the tenure of this scheme is from 7 days to 120 months. You will have to make a minimum deposit of Rupees 10000.
- IndusInd Bank’s green fixed deposit scheme can be used for financing or refinancing the assets. The tenure will be different for more than five crore Rupees and less than 5 crore Rupees.
- IndusInd Bank senior citizen saving Scheme is especially available to provide high-interest rates for senior citizens and you will have to make a minimum deposit of Rupees 10000. The tenure of this scheme will range from 7 days to 120 months.
Eligibility Criteria
Given below, we are sharing most of the information related to the eligibility criteria that you need to follow in order to be eligible for the fixed deposit scheme:-
- Individuals
- Sole proprietorships
- HUFs
- Limited companies
- Partnership firms
- Trusts
- Associations
- Societies
- Clubs
- Guardians of minors
Indusind Bank Net Banking Registration
Documents Required
The following documents are required to start investing in an IndusInd Bank Fixed Deposit Scheme:-
- Proof of Identity
- PAN card
- Driving licence
- Aadhaar card
- Senior citizen ID (if applicable)
- Photo ID card issued by the government
- Passport
- Proof of Address
- Utility bills such as electricity bill and telephone bill
- Passport
- Bank statement along with cheque
Fixed Deposit Interest Rates for Deposits of Less than Rs.2 crore
You can check out the details related to the fixed deposit interest rates for deposits of less than 2 crores:-
Tenure | Interest rate for the general public (p.a.) | Interest rate for senior citizen (p.a.) |
7 days to 14 days | 2.75% | 3.25% |
15 days to 30 days | 2.75% | 3.25% |
31 days to 45 days | 3.00% | 3.50% |
46 days to 60 days | 3.50% | 4.00% |
61 days to 90 days | 3.75% | 4.25% |
91 days to 120 days | 4.00% | 4.50% |
121 days to 180 days | 4.50% | 5.00% |
181 days to 210 days | 5.00% | 5.50% |
211 days to 269 days | 5.25% | 5.75% |
270 days or less than 1 year | 5.50% | 6.00% |
1 year to less than 2 years | 6.00% | 6.50% |
2 years to less than 3 years | 6.50% | 7.00% |
3 years to below 61 months | 6.00% | 6.50% |
61 month and above | 6.00% | 6.50% |
Fixed Deposit Interest Rates for Deposits of Rs.2 crore to less than Rs.5 crore – Premature Withdrawal Allowed
The table given below indicates the fixed deposit interest rates for more than 2 crore rupees:-
Tenure | Interest rate for the general public (p.a.) |
7 days to 14 days | 2.75% |
15 days to 30 days | 2.75% |
31 days to 45 days | 3.15% |
46 days to 60 days | 3.40% |
61 days to 90 days | 3.50% |
91 days to 120 days | 3.75% |
121 days to 180 days | 4.25% |
181 days to 210 days | 4.75% |
211 days to 269 days | 5.00% |
270 days or less than 1 year | 5.25% |
1 year to less than 2 years | 5.50% |
2 years to less than 3 years | 6.25% |
3 years to below 61 months | 5.75% |
61 months and above | 5.50% |
Fixed Deposit Interest Rates for Deposits of Rs.1 crore to less than Rs.5 crore – Premature Withdrawal Not Allowed
The table given below indicates the fixed deposit interest rates for the accounts in which premature withdrawal is not allowed:-
Tenure | Interest rate for the general public (p.a.) |
7 days to 14 days | 2.75% |
15 days to 30 days | 2.75% |
31 days to 45 days | 3.25% |
46 days to 60 days | 3.50% |
61 days to 90 days | 3.60% |
91 days to 120 days | 3.85% |
121 days to 180 days | 4.35% |
181 days to 210 days | 4.85% |
211 days to 269 days | 5.10% |
270 days or less than 1 year | 5.35% |
1 year to less than 2 years | 5.60% |
2 years to less than 3 years | 6.35% |
3 years to below 61 months | 5.85% |
61 months and above | 5.50% |
Tax Saving FD Rates
The table given below indicates the tax saving FD rates for the customers of the IndusInd Bank:-
Tenure | For The General Public (p.a.) | For Senior Citizens (p.a.) |
Tenure | For General Public (p.a.) | For Senior Citizens (p.a.) |
5 years | 6.00% | 6.50% |
IndusInd Bank NRI FD Rates
There are different types of interest rates available for NRIs and given below we are sharing the details of the NRI FD rates in the IndusInd Bank:-
- Interest Rates for NRE Deposits of Less than Rs.2 Crore – General Public
Tenure | Interest rate for the general public (p.a.) |
7 days to 14 days | 2.75% |
15 days to 30 days | 2.75% |
31 days to 45 days | 3.00% |
46 days to 60 days | 3.50% |
61 days to 90 days | 3.75% |
91 days to 120 days | 4.00% |
121 days to 180 days | 4.50% |
181 days to 210 days | 5.00% |
211 days to 269 days | 5.25% |
270 days or less than 1 year | 5.50% |
1 year to less than 2 years | 6.00% |
2 years to less than 3 years | 6.50% |
3 years to below 61 months | 6.00% |
61 months and above | 6.00% |
Interest Rates for NRO Deposits of Less than Rs.2 Crore – General Public
The table given below indicates the Interest Rates for NRO Deposits of Less than Rs.2 Crore – General Public:-
Tenure | Interest rate for the general public (p.a.) |
7 days to 14 days | 2.75% |
15 days to 30 days | 2.75% |
31 days to 45 days | 3.00% |
46 days to 60 days | 3.50% |
61 days to 90 days | 3.75% |
91 days to 120 days | 4.00% |
121 days to 180 days | 4.50% |
181 days to 210 days | 5.00% |
211 days to 269 days | 5.25% |
270 days or less than 1 year | 5.50% |
1 year to less than 2 years | 6.00% |
2 years to less than 3 years | 6.50% |
3 years to below 61 months | 6.00% |
61 month and above | 6.00% |
FCNR (B) Deposit Interest Rates
The FD rates for IndusInd Bank deposits against specific foreign currency are as follows:-
Tenure | IndusInd Bank FCNR (B) FD rate p.a. | |||||
USD | GBP | EUR | JPY | CAD | AUD | |
1 Year to less than 2 Years | 0.75 | 0.30 | 0.01 | 0.01 | 0.55 | 0.01 |
2 Years to less than 3 Years | 0.30 | 0.30 | 0.01 | 0.01 | 0.55 | 0.01 |
3 Years to less than 4 Years | 0.50 | 0.30 | 0.01 | 2.50 | 0.55 | 0.01 |
4 Years to less than 5 Years | 0.75 | 0.30 | 0.01 | 0.01 | 0.55 | 0.01 |
5 Years Only | 0.90 | 0.30 | 0.01 | 2.50 | 0.55 | 0.01 |
FAQs For IndusInd Bank FD Rates 2022
You will have to visit your nearest IndusInd Bank branch in order to apply for the various FD schemes available.
The minimum tenure of the IndusInd Bank Fixed Deposit scheme is 7 years.
The maximum tenure of the IndusInd Bank Fixed Deposit scheme is 10 years.
You cannot undertake premature withdrawal in the IndusInd Bank tax saver deposit scheme.