Bank Of Baroda Credit Card | Apply Online, Eligibility & Annual Fee

Bank Of Baroda Credit Card Apply Online | Bank Of Baroda Credit Card Application Form | Bank Of Baroda Credit Card Annual Fee

Credit cards are a great way through which you will be able to earn some extra cashback and also get some extra money in your bank account. Bank of Baroda is a very famous Bank present in India and this bank is providing a lot of various credit card schemes for customers who are wanting to save a ton of money. Given below we are sharing some of the most important specifications related to the Bank Of Baroda Credit Card. We will also share with you all the step-by-step procedures through which you will be able to Apply Online, including Eligibility & Annual Fee.

Bank Of Baroda Credit Card

If you are a customer of the Bank of Baroda then you must also have proper specifications related to the various credit cards available by the organization. The organization provides a lot of various types of credit cards available for various organizations and also for individuals who are in different types of jobs and businesses. You can apply online for credit cards that are specially designed to get maximum benefits. You can get cashback and also discount services. The candidates must follow the eligibility criteria of different credit cards in order to get most of the benefits and you can also apply for the credit card of your choice by taking into consideration the list of credit cards available on the official website.

Bank Of Baroda Credit Card

Bank of Baroda Net Banking Registration

Benefits of Bank Of Baroda Credit Card

There are various benefits that will be provided through the Bank of Baroda Credit Card and given below we are sharing the specification of those benefits:-

Eterna Credit Card

  • 15 Reward Points for every 100 spent on travel,dining,online & international transactions
  • Welcome gift worth 15000 complimentary 6-months FITPASS PRO Membership

Premier Credit Card

  • Earn 10 reward points for every  100 spent on Travel, Dining and Abroad
  • Complimentary access to airport lounges

Select Credit Card

  • Earn 5 reward points for every 100 spent on Online shopping, Dining and Utility bills
  • 1 Reward Point for every 100 spent on other categories

Easy Credit Card

  • Earn 5 reward points for 100 spent on Grocery, Departmental stores and Movies
  • 1 Reward Point for every 100 spent on other categories

Swavlamban Credit Card

  • 4 Reward Points for every  100 spent
  • Use up to 105% of your Credit Limit

CONQR Credit Card

  • A 2-in-1 card designed to make as well as accept payments
  • Exclusive benefits in Travel, Stay, Health & Business Security categories

VARUNAH Credit Card

  • Earn 5X Rewards Points for every 100 spent on Travel, Dining, Online & International Spends.
  • Complimentary Membership of Amazon Prime, Zomato Pro & FITPASS.

ICAI Exclusive

  • 5 Reward Points for every  100 spent on dining, online & utility bills
  • 12 Complimentary airport lounge access annually

ICSI Diamond Credit Card

  • 5 Reward Points for every  100 spent on dining, online & utility bills
  • 1000 Reward Points for card activation and 3999 Reward Points every quarter

CMA-One Credit Card

  • 5 Reward Points for every  100 spent on dining, online & utility bills
  • 1000 Bonus Points on 5 transactions worth 1000 or more each month

Prime Credit Card

  • Guaranteed issuance against FD of  15,000 or more without any income proof
  • 1% cashback on all spends

IRCTC BOB Credit Card

  • Up to 40 reward points for every  100 spent on train ticket bookings on IRCTC. Extra reward points on grocery shopping, purchases at departmental stores and more.
  • 4 Complimentary Railway Lounge Access every year

Eligibility Criteria

Given below, we are specifying the step-by-step eligibility criteria that you must follow in order to apply for the various credit cards in Bank of Baroda:

  • The applicants of Bank of Baroda Credit Cards need to meet certain age criteria in order to apply for the credit cards. All the applicants must be between 18 years and 65 years of age
  • The applicants of Bank of Baroda Credit Cards must earn a certain sum of money annually in order to meet the eligibility criteria. This amount varies depending on the card the applicant opts for
    • The applicants applying for a Bank of Baroda Corporate Premium Credit Card should either be a Limited or a Partnership firm or a Government company. They must have a paid-up capital of at least Rs.25 Lakhs and the Net Worth of their companies must be at least Rs.50 Lakhs. Apart from this, they need to have a credit facility of at least Rs.1 crore and a BOB rating of 6 and above.
    • If the applicants have existing banking relations with Bank of Baroda, they will be given preference

Bank of Baroda Account Opening Form

Documents Required

The applicants have to provide the following documents while applying for a Bank of Baroda Credit Card–

Identity ProofPassport Voter’s Identity Card Driving License UID PAN Card
Income ProofForm 16 Income Tax Return Salary slip
Residence ProofPassport Passbook of PSU Bank Fixed Line Bill Electricity Bill UID
OthersCompany IT Return Undertaking Letter or Board Resolution Company PAN card Partnership Deed or Memorandum of Article and Associations Copy of the Audited Balance Sheet and the Profit & Loss Account for the last 3 years Photographs of the Applicant

Application Fees

There are various application fees that you need to submit for the various credit cards and given below we are specified each and every application fees for the various credit cards:-

Bank of Baroda Card VariantJoining FeeAnnual Fee
BOB Prime Credit CardNilNil
BOB ICAI Exclusive Credit CardNilNil
BOB ICSI Diamond Credit CardNilNil
BOB CMA One Credit CardNilNil
BOB Assure Credit CardNilRs.500
BOB Titanium Master Credit CardRs.250Rs.500
BOBCARD Easy Credit CardRs.500Rs.500
Co-Branded Card (BOBCARD Bombay Bullion)Rs.500Rs.1,000
BOB Elite Platinum Visa Credit CardRs.500Rs.1,000
BOB Signature Visa Credit CardRs.500Rs.1,000
BOB SELECT Credit CardRs.750Rs.750
BOB Premier Credit CardRs.1,000Rs.1,000
BOB Paytm Credit CardRs.2,000Rs.2,000
BOB ETERNA Credit CardRs.2,499Rs.2,499

Apply Online

There is a very easy procedure that you will have to follow in order to get the Bank of Baroda credit card and given below we are specifying the procedure:-

  • You will first have to visit the official website of Bank of Baroda financial by clicking on the link given here
Bank Of Baroda Credit Card
  • The home page will open on your screen
  • A lot of credit cards will be displayed on your screen.
  • Select your card and click on apply now button.
  • The application form will be displayed on your screen.
  • Fill in the application form and successfully apply for the credit card.

SMS Services

You can also get various information related to your credit card by using the SMS services and given below we are specifying the procedure to use the SMS services:-

  • You only need to SMS KEYWORD (specified for your query) XXXX where XXXX = Last 4 digits of your BoB Credit Card number to 9223172141 from your registered mobile number.
  • The services that you can avail through Instant SMS service are listed below, along with the keywords you need to use:
    • Balance enquiry: SMS BAL XXXX
    • Block lost or stolen card: SMS BLOCK XXXX
    • Reward point summary: SMS REWARD XXXX
    • Last Statement summary: SMS STAT XXXX
    • To set Domestic Ecom Limit to Credit Limit: DOM XXXX
    • Last Payment Details: PAYMENT XXXX

Customer Care

  • 1800-103-1006 / 1800-225-100

FAQ

What are the main benefits that will be provided to the customers if they are using the various credit cards available by the Bank of Baroda?

The Bank of Baroda provides reward points and also various bonus points to all of the customers on various transactions made by them.

How can I get a Bank of Baroda credit card online?

You can easily buy the Bank of Baroda credit card online by visiting the official website of the bank and choosing the card that you want to get.

How can I get information related to the Bank of Baroda credit card without having to visit the bank branch?

You can call on the toll-free customer care number presented by the Bank of Baroda or you can also give an SMS on the concerned number by using the syntax provided by the organization.

How can I track the status of my credit card application?

Customers need to first visit the official website of the Bank of Baroda and click on the option called Track Your Card Application. You need to enter your application number and click on get details to get the status.

What to do if I want to block my card because it was stolen?

You need to visit the bank branch or you can also send an SMS to the concerned authorities by following the syntax in order to block your card.

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