Yes Bank FD Interest Rate 2022 | Yes Bank Current Fixed Deposit Rates

On Fixed Deposits, YES Bank offers a rate of interest ranging from 3.25 percent per year to 6.25 percent per year (FD). Yes Bank FD Interest Rate duration varies from seven days to ten years. Senior citizens are eligible for up to 0.75 percent p.a. additional interest.

Yes Bank FD Interest Rate

Yes Bank FD Interest Rate 2022 (Domestic Deposits Below Rs.2 crore)

TenureInterest Rates for General Public (p.a.)Interest Rates for Senior Citizens (p.a.)
TenureInterest Rates for General Public (p.a.)Interest Rates for Senior Citizens (p.a.)
7 days – 14 days3.25%3.75%
15 days – 45 days3.50%4.00%
46 days – 90 days4.00%4.50%
3 months – Less than 6 months4.50%5.00%
6 months – Less than 9 months4.75%5.25%
9 months – Less than 1 year5.00%5.50%
1 year5.75%6.25%
More than 1 year – less than 3 years6.00%6.50%
3 years – 10 years6.25%7.00%

Note that YES Bank has the right to adjust interest rates at any moment and without notice. The interest rates indicated above will take effect on June 6, 2022.

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YES Bank NRI Fixed Deposit Interest Rate

YES Bank NRE Fixed Deposit Rates

TenureRate of Interest (p.a.)
1 year5.75%
More than 1 year to less than 3 years6.00%
3 years to 10 years6.25%

Note: YES Bank has the right to adjust interest rates at any moment and without warning. From June 6, 2022, the above-mentioned interest rates will apply.

YES Bank NRO Fixed Deposit Interest Rates

TenureRate of Interest (p.a.)
7 days – 14 days3.25%
15 days – 45 days3.50%
46 days – 90 days4.00%
3 months – Less than 6 months4.50%
6 months – Less than 9 months4.75%
9 months – Less than 1 year5.00%
1 year5.75%
More than 1 year – less than 3 years6.00%
3 years – Less than 5 years6.25%
5 years – Up to 10 years6.25%

Note:YES Bank has the right to adjust interest rates at any moment and without warning. From June 6, 2022, the above-mentioned interest rates will apply.

YES Bank Net Banking Registration

YES Bank FCNR Fixed Deposit Rates

TenureHKDSGDAUDCADJPYEUROGBPUSD
1 year to less than 2 years1.10%1.30%1.50%2.00%0.10%0.10%1.75%2.50%
2 years to less than 3 years1.10%1.40%2.00%2.25%0.05%0.15%1.65%2.70%
3 years to less than 4 years1.10%1.40%2.00%2.25%0.20%0.30%1.60%2.70%
4 years to less than 5 years1.05%1.45%2.10%2.25%0.05%0.30%1.85%2.50%
5 years1.20%1.50%2.25%2.25%0.05%0.35%1.85%2.50%

Note:YES Bank has the right to adjust interest rates at any moment and without warning. From June 6, 2022, the above-mentioned interest rates will apply.

Features and Benefits of YES Bank’s Fixed Deposits

The following are the key characteristics and advantages of BankBazaar.com’s FD scheme:

  • An FD account can be opened online.
  • There are attractive interest rates available.
  • Loans can be taken out against the money in a savings account.
  • There is an option for auto-renewal.
  • There is security in place.
  • The duration varies from seven days to ten years.
  • A deposit of Rs.10,000 is required as a minimum.

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Criteria for Eligibility

The following entities are eligible to open a YES Bank FD account:

  • Family trusts.
  • Associations and clubs.
  • Sole-proprietorships and partnerships.
  • Non-Resident Indians (NRIs).
  • Resident Indians.

Documents Required

  • Copy of the by-laws in the case of clubs, societies, and associations.
  • Registration certificate and trust deed in the case of family trusts.
  • Certification of business in the case of companies.
  • Proof of address such as gas bill, electricity bill, etc.
  • Permanent Account Number (PAN) Card.
  • Know Your Customer (KYC) documents.

FAQ’s

Is it possible to get a loan on a YES Bank FD?

Yes, you can take out a loan against the available funds in your account.

Is it possible to make a premature withdrawal at YES Bank?

Yes, YES Bank has a premature option. Premature withdrawal, on the other hand, may result in a penalty.

What is the duration of the YES Bank’s FD scheme?

The FD scheme offered by YES Bank has a duration of 7 days to 10 years.

Is there a special rate for senior persons at YES Bank?

Yes, YES Bank provides an additional interest rate to senior peo

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